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FSG/PDS & TMD 
 

Combined FSG & PDS - Combined Financial Services Guide and Product Disclosure Statement

For policies issued on or after 14 January 2026

For policies issued between 7 August 2024 and (up to and including) 13 January 2026

 

TMD - Target Market Determinations

Target Market Determination (effective 14 January 2026)

Target Market Determination (effective 12 June 2024 up to and including 13 January 2026)

Limits, sub-limits, conditions and exclusions apply. Insurance administered by Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145, AFSL 241713) on behalf of the product issuer, Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Any advice is general advice only. Please consider your financial situation, needs and objectives and read the Combined FSG/PDS before deciding to buy this insurance. Click to view or download a copy of the Combined FSG/PDS and Target Market Determination or contact Cover-More.

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